In short: we work with Lyon Financial, a lender that specializes in pool and backyard projects. They offer unsecured loans with terms up to 30 years on approved credit. You can apply online in a few minutes.
Estimate your monthly payment
For illustration only. The 8.49% example rate comes from Lyon Financial's published example and is not a quote; your rate depends on your credit and the lender's current offers. Payment = amount × r ÷ (1 − (1 + r)−n), where r is the monthly rate and n is the number of months.
Like the number? Request a consultation and we'll design to the budget that fits.
Your options
Pool loan (unsecured)
A fixed-rate loan made specifically for pools and backyard projects. No home appraisal or equity required. This is what Lyon Financial offers.
Home equity loan or HELOC
Borrowing against your home's equity through your own bank. Rates can be lower, but your home secures the loan and the process takes longer.
Cash-out refinance
Replacing your mortgage with a larger one. Usually only makes sense when it also improves your mortgage rate.
Our pool financing guide compares these in detail.
How it works with us
- We meet, design your project and give you a proposal.
- You apply with Lyon Financial and get your terms.
- The lender pays according to the project schedule.
Applying early, even before the design is final, tells you what monthly payment fits and helps us design to it.
Questions
Who is the lender?
Lyon Financial, a lender that specializes in pool and backyard financing. Ridge Outdoor Living does not make lending decisions.
Do I need equity in my home?
Lyon offers unsecured pool loans that don't require home equity. Home equity loans and HELOCs through your own bank are another option.
Does applying affect my credit?
Ask Lyon Financial directly about how their application and credit check work before you apply.
Can I finance the patio cover and kitchen too?
Pool loans can typically cover the whole backyard project, not just the pool. Confirm the amount with the lender.
Financing is provided by Lyon Financial, not Ridge Outdoor Living. Available on approved credit; not all applicants will qualify. Rates and terms are set by the lender and subject to change. Contact Lyon Financial at 877-754-5966 for details.